The success of ACH payment processing on websites is obvious. Electronic checks are the most popular alternative payment option on merchant websites. And millions of consumers routinely pay bills online.

Check 21 processing transformed the way in which checks through the Federal Reserve. Check 21 processing technology uses bank-to-bank image exchange to clear checks, resulting in faster clearing and settlement times.

ACH processing gives merchants the ability to accept checks online. This increases sales by capturing orders from buyers who do not have or prefer not to use cards.